Institute Publications


Social protection for people with disabilities

This report analyses some important cash and in-kind social protection provisions available to adults with disabilities (i.e. aged 18 or above). There are other important provisions available to them in other areas not covered in this report. In line with Article 1 of the UN Convention on the Rights of Persons with Disabilities, “people with disabilities” should be understood as “those who have long-term physical, mental, intellectual or sensory impairments which in interaction with various barriers may hinder their full and effective participation in society on an equal basis with others”.

The main disability–specific benefits available in Montenegro are the Lična invalidnina (personal disability allowance) (for people with 80-100% disability, €190 per month) and the Dodatak za njegu i pomoć (care and assistance allowance) (for people who need care and assistance, €69.89 per month), both defined by the Law on Social and Child Care. Those benefits are not contributory-based; the income level provided does not depend on the level of disability; and they cannot be combined.

The Naknada za tjelesno oštećenje (financial compensation for bodily injury) and the Invalidska penzija (disability pension) are the only two contribution-based benefits, both defined by the Law on Pension and Disability Insurance. Financial compensation for bodily injury targets those people who were injured at work or whose disability is due to an occupational disease. The level of compensation depends on the level of disability; it can be cumulated with the personal disability allowance and the care and assistance allowance.

People with a disability who are employed have the right to wage subsidies (50-75% of the wage amount) and a benefit to cover the cost of a personal assistant at work (€193 per month), in accordance with the Law on Professional Rehabilitation and Employment of People with Disabilities.

Read more: ESPN_ME_SocialProtectionDisability_2022pdf

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